Digital banking & fintech
We launch digital banks and fintech products from strategy to production: internet and mobile banking, corporate online banking, middle layer, core banking integration and regulatory compliance.
Challenges we solve
- A digital bank or neobank has to be launched — from scratch or on an existing bank
- Entering a new jurisdiction with different regulators and clouds
- The bank's front end is outdated and holds back sales
- Online banking channels can't handle the load
- The core banking system and dozens of back ends slow down product launches
What's included
01Business & IT strategy
Product model, target architecture, budget and launch plan.
02Front end & channels
Internet banking, mobile apps, online banking for corporate clients.
03Middle layer
A service layer between channels and the core: fast changes without touching the core.
04Core banking integration
APIs, a service bus and events; connecting payment and external systems.
05Regulation & security
Central bank, data protection and AML requirements, IT audit — built into the architecture.
06Team
Building and training the development and operations team.
Business outcomes
Experience
The founder launched a neobank from scratch in a new jurisdiction (Asia) on public cloud, built a digital bank from scratch in IBM's consulting practice, delivered corporate online banking for a major bank and a blockchain platform for payments between companies, and audited and relaunched a bank's front office. In total — the digital transformation of 30+ banks.
Related cases:
- A neobank from scratch in a new jurisdiction
- Turnkey digital bank
- Bank front-office relaunch
- Corporate online banking and blockchain payments for a major bank
Engagement formats
- Strategy & roadmap — 1–3 months
- Turnkey project — per scope
- Design authority — for the project
Technologies & methods
Tell us about your challenge
We'll reply within one business day and suggest a format: assessment, strategy or ongoing support.